Kreditiweb Loans is a website that allows you to compare different credits and choose the best one according to your profile and needs . In addition, through its “ swipe credit ” tool, you can compare more than 50 collaborating companies and receive a response to your request after a few minutes.
This time we will tell you everything you need to know about Kreditiweb loans, including how it works and the opinions of its users. In this way, it will be much easier to know if it is your best option when applying for a loan or credit.
What is Kreditiweb?
Kreditweb is a loan and credit comparator that will help you find the best financing between 100 and 50,000 us dollars, with repayment terms of 24 to 84 months . In addition, they will find the most convenient option, adapted to your needs and current situation.
This service works as an intermediary in which you must enter your data so that they can prepare your financial profile and present it to their affiliated companies. In this way, you can receive free advice and access loans, mini-loans or mortgages online.
How do Kreditiweb Loans work?
At first glance, the web has many options to choose from, but the keys to its operation are :
- First, go to the website and select the "Compare now" option.
- Then, in the next window you will find more information about financing and you must click on "find financing".
- Now, select any of the options on the reasons why you request financing . Among the most common you will find "vehicle purchase", "home purchase", " reunify debts ". However, if the reason does not appear within the options, you can select “another reason”.
- Then, you must select the amount you need and fill in basic information such as your employment situation, income, value of your properties, etc.
- With all this information, the Kreditiweb algorithm will analyze your profile to create a financial profile.
- Finally, they will compare and analyze between more than 50 financial companies to find the most convenient options.
- Once you get your credit pre-approved, you must sign the contract with the company you chose.
- Normally, you will receive your money in your bank account in a maximum of 48 hours.
Normally, Kreditiweb works with more than 50 associated companies, so the interest rates will depend on each entity. However, they handle an Equivalent Annual Rate between 3% and 439%.
As long as you do not belong to a file of defaulters, you can access Kreditiweb credit with a repayment period between 24 and 84 months.
Mainly, you can find in Kreditiweb loans recognized lenders such as:
- EVO Smart banking
- Now currency
Types of online loans in Kreditiweb
Mainly, in Kreditiweb you can access different types of online financing:
- Personal loans
- Debt Reunification
- Credit cards
Requirements and conditions of Kreditiweb loans
Generally, to access a Kreditiweb loan, you must meet the following requirements:
- Be over 18 years old, although some companies may require a minimum age between 19 and 25 years.
- In addition, you must have a fixed income of at least 1,100 us dollars that guarantees your ability to pay and repay the loan.
- You need to have residence in the United States, and normally they will request personal documents such as DNI or NIE.
- It is important not to maintain debts with other financial entities.
- Unfortunately, if you are registered in a defaulter file like Credit Checker, it will be more difficult to access Kreditiweb loans.
Is Kreditiweb safe? Feedback
Surely, you wonder if Kreditiweb is reliable. The truth is that we have compiled some opinions of Kreditiweb, where most of its users affirm that Kreditiweb is reliable and very useful when comparing prices.
In addition, they highlight that it is very effective when it comes to providing advice, having a wide variety of loans. Likewise, users recognize that all the information they provide to help you decide is free and without any type of commission . However, they believe that you should have more types of credit cards to offer.
Frequently asked questions about Kreditiweb Loans
Navigating the user forums, we came across some very common questions that are often asked about Krediti web and here we compile them for you:
Certainly, you can submit your application if you don't have a payroll. However, you will need to show that you have a fixed monthly income . These can come from any benefit such as scholarship, unemployment or pension, as long as you have proof to attach them to the application.
Although, the fact of being registered in a delinquent file may decrease the probability that your credit will be accepted, you can try it anyway. If it is a minor debt or related to the payment of a public service, a bank may accept your request.
Kreditiweb loans or credits are not immediate. Therefore, it is normal that you have to wait up to 48 hours to receive the money in your bank account.
If you have any questions or problems to access Kredtiweb loans, you can contact the company through different means:
? Hours of operation: Monday to Thursday from 09:00 to 17:00 and Friday from 09:00 to 15:00.
? Telephone: 932 502 808
? Email: [email protected]