Ibancar - Opinions and review of the car loan

term 12 - 36 months
our note 4.50
age 18 - 99 years
free first loan No
maximum first loan $ 800 - $ 6,000
Supports Credit Checker Yes
car value Up to 70%
car antique Maximum of 13 years

Advantages and disadvantages of Ibancar

Advantage
  • You can apply for a loan regardless of whether you are in Credit Checker or RAI.
  • You can request a credit of up to 70% on the value of your car.
  • The loans they offer range between 800 and 6000 us dollars.
  • The management of these credits is easy, fast and without complicated paperwork.
  • You can continue using your car, without having to pay rent to drive it.
  • Ownership of the vehicle continues in your name for the duration of the credit.
  • In Ibancar no fixed payroll is required. Self-employed workers and pensioners can apply.
  • The financial company works under the current official GANVAM scale.
Disadvantages
  • It is not allowed to mortgage vehicles older than 13 years.
  • The process is a little slower than other online loans.
  • If you don't pay the loan, you can end up losing the car.

Ibancar is a credit institution that offers car loans . This means that you can request up to $ 6000 depending on the value of your vehicle. You only need to put your car as collateral . In addition, you will not lose ownership, nor will you have to pay rent to drive it. Keep reading to know more and get to know Ibancar Opinions .

Thanks to Ibancar car loans, people who need money urgently can put their motorcycles or vehicles as collateral and receive financing with total security and reliability. Instantly, they will be able to enjoy a loan with beneficial conditions and interest rates.

Do you want to know what they are about? Next, we bring a complete review about the advantages, disadvantages, and opinions of Ibancar.

Ibancar credits: Basic information about the company

Ibancar is a financial institution that, like Gedescoche , offers car loans. The company belongs to Ibancar World SL and is registered in the United States since 2010, under the number B93145001.

The credit entity is characterized by offering favorable financial conditions to all its clients. This is because the company does not change the ownership of the vehicles , it does not place the car in storage; nor does it charge any type of rent to drive it.

In addition, its excellent service and reliable track record mean that the entity with offices in Malaga has a portfolio with more than 30 thousand clients.

Ibancar car loans: Description of the credit

Ibancar loans require placing the car as collateral . This means that if you request a loan you can receive up to 70% on the value of your car . In fact, you can request from a small amount up to a loan of 6000 us dollars . The amount approved will depend on the value of the car.

If you decide to mortgage your car in Ibancar , remember that it must not be older than 13 years . Neither can it be garnished and encumbered, that is, it must be totally debt free.

Furthermore, as the operation is completely transparent , the updated values ​​of GANVAM are taken into account for the appraisal. Also, when you sign the contract, they grant you a pack with benefits : such as free appraisal, technical maintenance review, notarial service and more.

The best thing about Ibancar loans is that your car ownership is not taken away at any time. Likewise, you can drive your car for the duration of the financing, without paying rent or deposit.

Also, if you are registered in delinquent files such as RAI or Credit Checker , there is no problem. You can request credits online, as long as you meet the conditions and requirements. Ibancar is one of the lenders that grants credits with Credit Checker to be repaid in 12 months or more.

However, if you do not pay the credit you can end up losing the car. For this reason, make sure you have the payment capacity necessary to meet the commitments, before making the request.

Financing terms in IbanCar

The main characteristic of its financial products is its flexibility. This is due to the fact that the repayment terms offer from 12 to 36 months to pay the loan ; enough time to pay off the financing.

On the other hand, another of its characteristics is the speed of the application process. The company offers an online platform where the entire procedure is carried out easily and safely. This means that the entire procedure is done 100% online, which allows you to get a response in a short time. Without having to move from where you are.

Ibancar interest rates

Regarding the interest charged by the credit institution, they are calculated based on the APR rate . This rate has a value from 18% to 19.8%. However, the percentage fluctuates according to the reimbursement period and the amount requested.

For example, if you are awarded $ 1000 to return in 12 months; you would pay a total amount of $ 1,198 for the loan. According to an APR rate of 19.8%.

how does ibancar work

How to get a loan in Ibancar?

Getting a loan in Ibancar is very easy. The whole process is done online, in a few minutes. Just make sure you have the necessary information on hand to fill out the registration and application form.

Next, we will mention the requirements that you need to be successful in the application process.

Requirements and conditions to apply for a loan

When applying for your loan, make sure you meet the following requirements:

  • Own ownership of the car.
  • The car cannot be more than 13 years old.
  • The car cannot have outstanding debts or infractions.
  • The applicant's ID and driver's license must be current.
  • Possess the technical data sheet of the car.
  • Demonstrate recurring and sufficient income to assume the payment of the credit.
  • Be of legal age.
  • Have a bank account.
  • Be a resident of the United States.

Ibancar application process

The application process is very simple and will only take a few minutes. Follow the steps below:

  1. Enter the official Ibancar website: When the online form appears , enter the data of your vehicle for the appraisal. Among the data, you must enter: the make, model, years of antiquity, registration and mileage.
  2. Fill in the form with the financial data: The second step is to fill in the financial and personal information that they request.
  3. Attach the documentation that Ibancar will request: Make sure you attach the legible and current documents.
  4. Wait for a response: Ibancar is in charge of the review and verification process. If you meet the requirements in a short time you will receive the approval of the loan and the money.

Ibancar Opinions: Is it legit?

Ibancar car loans are very safe and reliable. More than 30 thousand clients trust his trajectory and request their loans in the entity. This is mainly due to the fact that, their interest rates are favorable, the application process is fast; and the financing terms are flexible.

In addition, the fact that it allows you to retain ownership and does not charge rent to use the car is very beneficial; compared to other options.

Finally, all these qualities make Ibancar the best option to apply for car loans as collateral. Just remember to meet your payment commitments on time, otherwise, you will risk the ownership of your car.

Ibancar - Contact channels

telephone 952 86 46 45

mail [email protected]

calendar Monday to Friday from 9:30 a.m. to 5:30 p.m. (peninsular time)

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