Urgent loan: When and where to apply

We know that, sometimes, unexpected expenses may arise that lead you to seek financing, but requesting a bank loan can take too long. For those cases in which you have no time to lose, an urgent loan may be the solution, as it guarantees an immediate response and improves your liquidity in the blink of an eye.

If you want to know more, we will tell you everything about this type of financing, including offers, options, requirements and steps to follow to request urgent money .

Ranking of urgent loans

Today there are numerous financial institutions that grant quick money. For this reason, at taichi-arts.com we compare the offers of the best private lenders that grant urgent loans online , to help you find your ideal financier from the same place.

Last update: 11 November 2020
Ranking created based on the most frequently granted loans
6 - 60 months
term
$ 500 - $ 10,000
maximum first loan
Yes
? varies by lender
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
7 - 30 days
term
$ 50 - $ 300
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
1 - 48 months
term
$ 50 - $ 7,500
maximum first loan
No
free first loan
No
Supports Credit Checker
" APPLY FOR "
61 - 120 days
term
$ 100 - $ 400
maximum first loan
No
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
1 - 60 months
? Even from 7 days
term
$ 50 - $ 9,000
maximum first loan
No
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
91 - 120 days
term
$ 100 - $ 1,000
maximum first loan
Yes
? Varies by lender
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
5 - 30 days
term
$ 100 - $ 1,000
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
5 - 30 days
term
$ 50 - $ 1,000
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
1 - 48 months
term
$ 50 - $ 5,000
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
2 - 3 months
term
$ 50 - $ 750
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
61 - 120 days
term
$ 50 - $ 300
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "

How do urgent loans work online?

Urgent loans are financing tools that respond to your money needs instantly, improving your liquidity easily and quickly. These credits are processed 100% online and you only have to meet a series of basic requirements to be able to request them.

In general, the process takes very little time, since it is enough to enter the lender's website, fill out the application form and sign the loan agreement , which details the interest, commissions, repayment and other conditions of the loan.

Unlike bank loans, the response to the request for an urgent loan is received in a few minutes and the money is transferred within the next 24/48 hours , depending on the bank with which the entity works.

When to ask for urgent money?

Urgent loan infographic

Asking for an urgent loan is useful on many occasions, especially when there are unforeseen expenses or the opportunity to start an important project.

Thus, you can resort to this kind of advance when you need to pay a fine, pay a late bill, make a repair that you did not have planned or give the initial for your new car .

Whatever the circumstance that comes your way, an urgent online credit may be the timely solution to your lack of money.

Types of urgent loan

When requesting immediate money, you will find a variety of financing options with conditions that adapt to different needs and possibilities. These options include:

  • Urgent microcredits online.
  • Urgent installment loans.
  • Urgent loans with Credit Checker.
  • Quick credits with a house or car guarantee.
  • Advances without payroll.
  • Urgent loans without interest.

To find the most profitable type of credit for you, we recommend that you clarify what your needs are and compare the conditions of the different financing methods that we show you here.

Urgent microcredits online

If your need for money corresponds to a low amount, online microcredits may be the solution for you, since these loans are granted for small amounts ranging from € 50 to € 1,000. This makes processing them much easier, since you do not need too much documentation and the waiting time is reduced to a minimum.

As an alternative, we recommend you look at the offer of Microcreditos24 , a company that offers you urgent loans of up to € 750 with a 99% probability of acceptance .

Urgent installment loans

In the event that a microcredit is not enough, you can resort to installment loans to obtain financing for a higher amount .

With this modality, you decide how long you want to return the credit and the entity establishes a fixed amount that you must pay month by month. In this way you get your money immediately and pay it little by little, as it suits you.

One of the best lenders that grants fast installment loans is Finzmo , which offers you up to € 10,000 to be repaid between 6 and 60 months.

Urgent loans with Credit Checker

As you know, being in a delinquent file is a disadvantage when you are looking to obtain personal loans, since it considerably increases the risk of your application.

Now, although being on the black list restricts your possibilities of obtaining a credit, it does not cancel them completely, since you have the option of contracting an urgent loan with Credit Checker to improve your liquidity.

Among the entities that grant this type of loan is Solcredito , with which you can process advances of up to € 1,000 completely online .

Advances without payroll

Having a payroll is one of the requirements that some lenders demand to grant financing. However, it is possible to get an urgent loan without a payroll , as long as you have a recurring source of income with which to pay the credit.

If you are self-employed, a pensioner or if you are unemployed , this may be the ideal alternative for you.

Quick loans with car or home guarantee

Another alternative to get quick financing is to take out a loan with a car or home guarantee . This not only speeds up the approval of your application, but also ensures that you can access higher amounts.

With Prestacars , for example, you can get up to € 10,000 fast with the commitment of your car, without having to stop driving it. But if you prefer to provide your home as collateral, you can also use the services of Sofkredit , which allows you to process up to € 500,000 with a mortgage guarantee .

Urgent loans without interest

Some private lenders offer their new clients the possibility of contracting a free first loan , that is, without interest. However, this type of advance is usually for low amounts of money that do not exceed € 1,000 .

Of course, as with any other loan, it is very important that you meet the repayment term because, otherwise, you may incur late fees and other penalties .

Requirements to process an urgent online credit

Each financial institution establishes its own conditions to grant urgent loans online. However, there are some common basic requirements for most private lenders, which are:

  • To be over 18 years old.
  • Reside in the United States.
  • Have a valid DNI or NIE.
  • Have recurring fixed income.
  • Be the holder of a bank account in United States.
  • Have an email and a mobile phone number.

It should be noted that, in addition to these requirements, each entity can set additional conditions. For example, they may ask you not to figure in delinquency files such as Credit Checker or to provide a guarantor or guarantor as a guarantee for the return of the credit.

Where to apply for an urgent loan

Where and how to apply for an urgent loan?

In the list of urgent loans that we have proposed at the beginning you will find a variety of lenders with whom you can process urgent loans online , with much more favorable conditions than those of traditional banking.

Thus, if you have already chosen your ideal financial, you only have to follow a few steps to get your money on the spot:

  1. Go to the website of the lender of your choice by clicking on the "REQUEST" button that appears in our ranking of offers.
  2. Next, select the amount and the return period that best suits you. In most cases, you will be able to see the interest reflected directly in a loan simulator.
  3. Fill in the application form with your personal and bank details . All your information will be secure and will be for the exclusive use of the entity you hire.
  4. Once you fill out the form, the entity will send you the contract with the credit conditions and you decide if you approve it or not.
  5. If approved, you will receive the money in your account within the next 15 minutes up to 24/48 hours , depending on your bank.

Frequent questions

What do I need to request an urgent loan?

The requirements vary in each entity, but in most cases you must be of legal age, have a valid DNI or NIE and have a bank account in your name.

Can I request an urgent loan while in Credit Checker?

Yes, some lenders grant urgent loans even if you are in delinquency files.

Can I request a quick loan if I don't have a payroll?

As long as you have an alternative source of recurring income, you can request an advance without payroll.

How much will an urgent loan cost me?

The interests and commissions will depend on the lender, as well as the amount and the repayment term that you choose.

Comments (0)
Leave your comment

en