Rapida.es - Opinions and online loan offer

Allow extensions Yes
Supports Credit Checker Yes
Early return Yes
free first loan No
term 10 - 34 days
age 20 - 75 years
maximum to request $ 300-1000
maximum first loan $ 300 - $ 500

Rapida advantages and disadvantages

Advantage
  • Procedures 100% online
  • Accept extensions
  • Supports user requests in Credit Checker and other delinquency files
Disadvantages
  • Age between 20 and 75 years
  • Offer a maximum of € 500 for the first loan

Faced with urgent money problems, requesting a personal loan can be the solution, and at Rapida.es you can get the financing you need, 100% online and instantly.

If you want to know more, we will tell you all the details of this lender, including offers, requirements, opinions and how to apply for financing.

What are Rapida Loans?

It is a credit institution that seeks to offer financing solutions in the short term, granting online personal loans from € 300 to € 1,000 to be repaid within a period of 10 to 34 days .

This entity is characterized by the speed and ease with which its credits are processed, which are approved immediately, without unnecessary waiting. This makes it a competitive option with respect to bank loans , which take a lot of time to be approved.

How do Rapida.es online loans work?

How Rapida.es works

As we have said before, Rapida.es loans are very easy to manage, since everything is done online and in a very short time, without paperwork or excessive procedures .

To opt for financing, all you have to do is enter the lender's website and select the desired amount and repayment term, and then fill out the application . Rapida.es requires to verify your identity with Instantor and, after confirming the contract, deposits the money in your account so that you can use it immediately.

It should be noted that receiving the money may take more or less time depending on your bank, and it may take between 24 and 48 hours to be received.

Similarly, you should know that working hours are from Monday to Friday from 7:00 a.m. to 5:00 p.m. , so that, if you request a credit outside of those hours, you will be attended the next business day.

Rapida credit amounts

With Rápida.es you can process personal loans from € 300 to € 1,000 . However, if you are a new customer, you can request a maximum of € 500 on your first loan .

Interest rates

The interests of Rapida.es loans vary depending on the amount you request and the time it takes to pay it. Thus, we find that the minimum APR is 219.00% and the maximum APR is 373.59% .

Either way, you can check how much you will have to pay in interest, by entering the amount and the repayment term of your credit in the loan simulator that appears on the entity's website.

Deadlines and extensions

To return your personal loan, you have a term of between 10 and 34 days . However, you have the possibility to extend the return date , paying interest and possible delays.

Return

As for the alternatives to repay the loan, Rapida.es supports different payment methods , including:

  • Card payment.
  • Cash deposit in your bank accounts.
  • Automatic charge on your card.
  • Transfer to your bank accounts.

In case you wonder, the entity also allows you to make your payment in advance . In this way you save more, since you only pay the proportional part of the interest for the time in which you have used the money.

Types of loans in Rapida.es

Rapida.es loans

Rapida Credits specializes in granting microcredits online , that is, small loans that are processed easily and with less paperwork than traditional banking.

This type of loan is ideal when you have unexpected expenses and you do not have how to deal with them, since its approval is done immediately. It is worth saying that it is a financing for the short term and that it can be used only if your urgent need for money consists of a small amount.

In case you need financing for a larger amount, you can rely on installment loans , with which you can obtain thousands of US dollars and pay them back in months or even years.

Requirements to request a loan in Rapida.es

Requesting a loan online at Rapida Loans is very simple, you just have to meet a series of basic requirements , including:

  • Be between 20 and 75 years old.
  • Reside in the United States.
  • Have a valid DNI or NIE.
  • Be the owner of a bank account.
  • Have a fixed monthly income ( payroll or pension).
  • Have a debit card associated with the account where you receive your income.
  • Have an email address.
  • Have a mobile phone number.

Rapida.es reviews, is it reliable?

The opinions of Quick Loans are mostly positive and speak of the speed of the entity to solve the urgent money problems of its clients.

One of the main advantages that stand out is that the process is carried out through the internet, so a request can be made from anywhere and without the need for long lines . Also, users appreciate the fact that they can receive the money the same day they make their request, which is opportune to face unforeseen expenses that cannot wait.

Regarding security, it is a trustworthy and transparent company , which protects the information of its clients, keeping it for their exclusive use.

Frequent questions

Can I apply for a loan while in Credit Checker?

Yes, Rapida.es grants online loans with Credit Checker and other delinquency lists.

Can I request more than one loan at the same time?

If your loan has not yet reached the due date, you will not be able to request a new one, unless you cancel it early.

How much interest will I have to pay?

The interest on your credit will depend on the amount you request and the repayment term you choose, and you can see them in advance to decide if it is convenient for you to request the loan.

When can I receive the money?

Rapida.es transfers the money to your account the same day you approve the contract. However, it may take 24/48 hours to receive the money, depending on the bank where you have your account.

Customer Support

If you want to discuss any questions or concerns related to the Rapida.es service, contact the company through the following channels:

  • Email: [email protected] .
  • Contact form : you can send a message to the company using the form on its website
  • Telephone: 919 992 552 .
  • Address: Urb. La Montua 28, 29602 Marbella, Málaga.
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