Finzmo - opinions and loan offer

term 6 - 60 months
our note 5
age 18 - 75 years
free first loan Yes
maximum first loan $ 500 - $ 10,000
Supports Credit Checker Yes

Advantages and disadvantages of Finzmo

  • Access to various online credit offers by filling out a single form.
  • You receive the proposals in just 5 minutes.
  • It does not charge commissions and expenses for being an intermediary, the service is free.
  • Allows you to fill out the application even while in Credit Checker
  • The limit in US dollars of the credits is high, according to the lender.
  • They allow to validate the data through Instantor.
  • Finzmo does not have a phone number available.
  • They request proof of income.
  • The information on its website is very generic and scarce.

Finzmo works as an online loan search engine , acting as an intermediary with financial institutions . Through an automated system, Finzmo presents its clients with a list of online credits based on their financial requirements.

Next, we present all the information you need to know about Finzmo loans and how it works. In addition, we detail opinions in Finzmo so that you can make a decision more adjusted to your financial needs.

What is Finzmo?

Finzmo is a personal loan search engine and comparison engine , where you can get various offers from the main financial institutions in United States. From $ 500 to $ 10,000 to be returned between 6 months and 60 months . Unlike other Spanish brokers, this portal has a wide network of lenders and banks.

It is essential to emphasize that Finzmo United States is based only on offering fast online personal loan options , which are offered by registered financial entities. So his job is not to lend money , but to advise those who need it. Their quick credit search service is easy, fast and free.

How Finzmo online loans work

we loan finzmo online

Finzmo credits operation is based on an automated system known as Ping Tree . Through it, and according to the data you provide, you will receive financing alternatives adjusted to your credit profile .

Some key points of how Finzmo United States works :

  • To request credits online with Finzmo, you must fill out a form at with your basic personal information. That is, name, age, address, own mobile number, personal bank account, among others.
  • After submitting the form, the search engine will generate a user for you . Based on the information you have provided, Finzmo will search for the most convenient United States online loan options for you.
Main application
Main request
  • When choosing a fast loan with Finzmo, the selected lender will carry out an analysis of your credit history to inform you whether or not they approve your application. The response time may vary from one entity to another, as well as the period of receipt of the money will also depend on several factors, such as your bank.
  • Once you start the loan application online with the lender, everything related to payments, commissions and extensions must be agreed with him. In the latter case, Finzmo credits does not offer any mediation .
  • It is worth mentioning that, when making the request, the system will redirect you to the official website of the lender . There, you will have to fill out a new form with basic personal and financial information.


In Finzmo opinions that you can find on the web, it is noted that the interest rate is not clear . However, it should be noted that Finzmo works with a network of financial providers. It is difficult to mention a specific interest, because the lenders have different conditions , which are informed.

What it does make clear is that the APR of its suppliers ranges from 0.00% to 3752.00% .


The repayment term of Finzmo personal loans ranges from 6 months to 60 months , as established on its own website. But it is convenient to consider that the lenders have their own conditions.

Associated Lenders

Their network is very wide, but some are:

  • Gedescoche
  • Ibanking
  • Cetelem
  • Credit
  • MoneyMas
  • WiZink
  • Younited credit

Types of online loans in Finzmo

The Finzmo comments highlight a point in favor: in Finzmo you can find a wide variety of quick credits . For example:

  • Microcredits
  • Without endorsement
  • Personal
  • With Credit Checker

And it is that Finzmo is a platform that has a wide and varied partnership with lenders and banks.

Finzmo online credit requirements and conditions

Although in Finzmo comments it is emphasized that you can select personal loans for amounts between $ 500 to $ 10,000 to return between 6 months to 60 months, the final conditions of the loan will depend on other factors . For example, your creditworthiness, credit history, and lender guidelines.

So, if you have doubts about the minimum details of the Finzmo loan, you should contact the lender . This is a point of debate in Finzmo opinions, but it is the main recommendation to consider with any Spanish broker.

Regarding the requirements, they are very simple:

  • Be over 18 years of age
  • Have a valid DNI or NIE
  • Be a legal resident of the United States
  • Have email and mobile number
  • Have your own bank account.
  • Have a demonstrable minimum income.

Is Finzmo safe? Feedback

When it comes to Finzmo opinions, the main question is "Is Finzmo trustworthy?" On the web you can find different opinions about Finzmo , which are based on the experience of each client. So you have to be analytical.

Finzmo is a young company in the Spanish market , it has not yet established itself among the best brokers in the industry. But it does give guarantees of being part of the safe brokers. And it is that among their conditions we can appreciate that they handle a minimum response time of 5 minutes, ideal for requesting immediate credits .

However, there are also elements to improve. The fact that a result cannot be found when searching for “Finzmo phone” leads users to belatedly personalized attention. In addition, the information available on their website is very limited and generic. So it does not allow a good comparison to be made.

Being a free service that allows access to a wide range of offers is an aspect that we cannot ignore in Finzmo credit opinions. To this, let's add that it offers the possibility of contracting various types of loans . These elements assume that Finzmo is legit.

Frequently asked questions about Finzmo credits

When searching for “Finzmo forum”, we could see a couple of frequent doubts:

✔ Does Finzmo make loans with Credit Checker?

This broker allows you to apply, regardless of whether you are in Credit Checker. But the final approval will depend on the lender.

✔ Is the first credit free?

This will depend on the lender.

✔ How long can the money be available?

The receipt of the money varies from one lender to another. It can be in a couple of minutes up to 24 hours.

✔ Can you apply for a loan as a business?

No! The service is only for natural persons.

Contact Finzmo

  • ? Phone: Not available
  • ? Email: [email protected]
  • ? Hours of operation: Monday to Friday from 10:00 a.m. to 9:00 p.m.
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