Microcreditos24 works as a loan search engine that helps you find the best financing offer adapted to your needs. In this article we will tell you everything you need to know about Microcredits24.es loans, how they work and the most frequently asked questions from their users.
If you need a fast loan without paperwork, but you don't have time to send several applications and compare them all, then going to this loan broker is a good option that will find for you the best option available in the market.
What is Microcredits24?
This website acts as a loan comparator that sends a single application with the money you require and your financial profile. Their job is to find among all the companies interested in financing you, the one with the best conditions and that perfectly suits your needs.
Through Microcreditos24 you will be able to access financing between 50 and 750 us dollars with a return period between 60 and 90 days . This means that it is an ideal option if you need to cover a short-term emergency. On the other hand, keep in mind that Microcreditos24 is not a lender as such, but a loan search engine. For this reason, the final conditions of the loan will depend on each company.
How do loans work at MC24?
To find the offer that best suits your needs through Microcreditos24, you just have to follow these steps:
- Enter the website and select an amount of money between 50 and 750 us dollars, as well as a return period between 60 and 90 days.
- Click on "Request Money" and the page will redirect you to a form.
- In this form you must fill in personal and contact information, as well as information related to your work so that the platform can create your financial profile.
- Once you submit the application, the website will take care of sending them to its associated lenders.
- Of all the companies that were interested in financing you, you will receive in your email inbox the offer of the one that best adapted to your profile. There you will see the approved amount, monthly fee, repayment term and applicable interest rate.
- Once you access the offer, they will send you a digital contract that you should read carefully to review all the conditions.
- When the contract is signed, you just have to wait for the money to appear in your bank account. This can take anywhere from a few minutes to a few hours, depending on your bank.
- All that remains is to pay the agreed monthly fee on the corresponding date.
MC24 is a loan finder, therefore it does not influence the financing conditions of its affiliated lenders. However, on their website they explain that their loans have an Annual Equivalent Rate (APR) that varies from 0% to 36%.
The repayment terms for loans in Microcredits24 can range from 60 to 90 days, which is an adequate term for a quick loan of amounts less than one thousand us dollars. However, this can change according to each lender.
Types of online loans in Microcredits24
Microcreditos24 is a loan search engine that specializes in short-term financing such as quick online microcredits , which are ideal to cover short-term needs such as payment of services, rentals, fines, repairs or health emergencies . For medium or long-term projects, it is best to ask for a line of credit or an installment loan .
Requirements to request a loan
The requirements to apply for a loan on this website are very basic and accessible to almost anyone. As they are small amounts of money, they do not request any type of endorsement or payroll . Also, if you are registered in a delinquent file such as Credit Checker , you can request a loan on this page without any problem.
Among the main requirements, we can mention:
- Possess valid DNI or NIE.
- Be between 18 and 70 years old.
- Be a resident of the United States.
- Have a bank account in the country.
- Have email and telephone to receive all the information.
Microcredits24 opinions is it reliable?
You can rest easy because your personal and bank data are protected by SSL security certificates in accordance with the Organic Law on Data Protection. In addition, most of its users value the ease of doing all the procedures online. Many also claim that they were able to access these loans even with delinquency files such as Credit Checker without any problem.
Frequently asked questions about Microcreditos24
To clear up any confusion, we decided to answer the most common doubts of users when acquiring a service in Microcredits 24.
Yes, this platform has no problem sending your application information to its lenders even when you appear in a delinquent file such as Credit Checker. However, you should know that the company is the one who has the last word when accepting or rejecting the application for this reason.
The time it takes for your money to arrive will depend on the day your application is accepted and the bank you use. If your application is accepted within a business day, you could receive the money in a few minutes. However, if it is a weekend, it can take up to 48 hours.
If you have any problem processing the application in Microcreditos24, it is best to contact them through their email or web form. However, if you have any questions or concerns regarding the conditions of the loan that you are going to acquire, it is best to contact the lender directly.
If you have any questions about the conditions of your loan, it is best to contact the company directly. However, if you have a problem with the operation of the website, you have several contact options:
- Contact form through the web.
- Email: [email protected]
- Address: Ekkehard-Hauer-Straße 10, 8052 Graz (Austria).