Youth Loans

Youth loans are here to leverage your dreams!

If you are between 18 and 25 years old, your head must be full of interesting projects and ideas. It's time to get them going. Youth financing will help you get the capital you need to get started.

Offer of loans for young people from 18 years

What are you waiting for? Learn about the best loans for young people that are available to you:

Last update: 4 November 2020
Ranking created based on the most frequently granted loans
1 - 48 months
term
$ 50 - $ 7,500
maximum first loan
No
free first loan
" APPLY FOR "
91 - 120 days
term
$ 100 - $ 1,000
maximum first loan
Yes
? Varies by lender
free first loan
" APPLY FOR "
2 - 3 months
term
$ 50 - $ 750
maximum first loan
Yes
free first loan
" APPLY FOR "
61 - 120 days
term
$ 50 - $ 300
maximum first loan
Yes
free first loan
" APPLY FOR "
5 - 62 days
term
$ 100 - $ 400
maximum first loan
Yes
? Up to € 300
free first loan
" APPLY FOR "
18 months
term
$ 100 - $ 1,000
maximum first loan
No
free first loan
" APPLY FOR "
1 - 60 months
? Even from 7 days
term
$ 50 - $ 9,000
maximum first loan
No
free first loan
" APPLY FOR "
5 - 30 days
term
$ 100 - $ 1,000
maximum first loan
Yes
free first loan
" APPLY FOR "
61 - 120 days
term
$ 100 - $ 400
maximum first loan
No
free first loan
" APPLY FOR "
1 - 38 days
term
1 - $ 300
maximum first loan
Yes
free first loan
" APPLY FOR "
7 - 30 days
term
$ 50 - $ 300
maximum first loan
No
free first loan
" APPLY FOR "
6 - 96 months
term
$ 1,000 - $ 50,000
maximum first loan
No
free first loan
" APPLY FOR "
16 years
term
$ 500 - $ 50,000
maximum first loan
No
free first loan
" APPLY FOR "

What are youth loans?

Today many lenders have created financing formulas such as youth loans . These financings are aimed at a population between 18 and 25 years old and are processed entirely online.

In general, they are characterized by being very flexible online loans. This is because when you make the request, you can choose the amount and the period of time you need to refund the money.

It should be noted that most of these loans are for moderate amounts ranging from € 300 to € 5000. For lower amounts you can request a microcredit online and if you need a higher amount, you can request it in installments. In addition, the application process is very simple, without the need to carry out complex procedures, or meet so many requirements.

Likewise, it is possible to manage these mini-loans at any time of the year and without restriction of hours. Similarly, approval is very fast. In a few minutes you make the request, receive approval and the requested amount is transferred.

How do youth credits work?

People who want to apply for financing such as loans for young people , need to know how it works. The first factor that you must take into account is that for these financing to be approved, you must receive sufficient income.

Generally, this income can come from part-time jobs, scholarships, internship wages, or family grants. This in order for the entity to verify that you have the ability to meet the loan commitment.

Additionally, it is necessary to have your identification document and a bank account in your name. Then, you must choose the lender that you consider offers the online loans that adapt to your requirements.

Then, process the financing on its online platform and wait for its approval. Also, remember that by contracting these mini-loans you agree to pay the requested amount and interest in the agreed time. Otherwise, you can face late payment of interest or registration in a defaults file.

What are the interests of loans for young people?

youth loan application

The interest rates that are usually charged when you receive a mini-loan for young people are the TIN and the APR. It is important to note that, if you make your application through private lenders, you will get the fastest financing. However, the interest rates will be slightly higher.

In addition, these rates will depend on the amount you request from the credit institution. Also, the period that is established to pay, because the longer the repayment period they will charge you more interest. Also, your financial profile will influence that is related to your income, expenses and if you have other debts registered.

However, if you only need a not very high amount of money, you can take advantage of the offers of lenders that offer the first microloan free without commissions for their new clients.


It is convenient to know that if the loan requested will be used to finance tuition. Interest rates in banking institutions are usually lower than those of other financing.

We recommend that before hiring financing of this type, make the comparison of the best loans for young people. In this way, you will inform yourself in advance of the amount of fees and fees to pay.

What are the advantages of youth loans?

  • You can finance any project: You can meet your goals such as studying, moving, traveling, acquiring goods. Also, you can start your own business , or any project you have in mind.
  • The financing terms are flexible: These types of online loans are flexible. They generally allow you to decide how much to request and how long it takes to pay it back.
  • The application process is fast: The processing is simple, expeditious and completely online. Without having to make trips to physical offices, to deliver documentation and make long queues.
  • You can make the request regardless of delinquency: If you are registered in a delinquent file, you can be granted a credit with Credit Checker . As long as you comply with all the requirements and conditions of the credit institution. Find out if you are in Credit Checker.
  • They help you build your credit history: If you meet the payment of installments on time, you can build your credit history.

What are the downsides of a youth loan?

  • If you do not pay your youth loan installments on time, the lender will charge you late interest. Likewise, if it is impossible to pay the financing, they can register you in a delinquency file.
  • The interests can be higher than other types of financing.
  • If you do not have verifiable income, it is likely that you will be denied credit.

What are the conditions to apply for loans with 18 years?

When you go to request these loans online , take into account if you meet the requirements that private lenders request. The conditions that they generally request are the following:

  • Be resident in any part of the Spanish territory.
  • Have a mobile phone that is registered in your name.
  • Have the ownership of an account in any bank in United States.
  • Justify your sources of income, which cannot be less than $ 400.
  • Valid national identity document.
  • If you are registered in a database of defaults such as Credit Checker or RAI. Your debt cannot be greater than € 1200, or be contracted with another credit institution or bank.

What is the process to follow to apply for loans from 18 years of age?

Time you will need: 15 min

Youth loan application process

  1. Enter the platform of the credit entity

    From the website you can simulate your loans online.

  2. Fill in the registration form

    The next step is registration. For this, you must fully fill out the form with your personal and financial information.

  3. Wait for contact to verify information

    The private lender will evaluate your application and contact you by email, SMS message or phone call. This for the purpose of verifying the information you provided.

  4. Wait for answer

    If your loan request is approved, in a few minutes they will transfer the amount of money to your bank account.

Youth loans are approved instantly and can boost your projects. What are you waiting for? Get the financial help you need!

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