Immediate loans

Offer of fast loans online

See opinions	7 - 30 days term	$ 50 - $ 300 maximum first loan	Yes free first loan	Yes Supports Credit Checker	" APPLY FOR "
See opinions	1 - 48 months term	$ 50 - $ 7,500 maximum first loan	No free first loan	No Supports Credit Checker	" APPLY FOR "
See opinions	91 - 120 days term	$ 100 - $ 1,000 maximum first loan	Yes ? Varies by lender free first loan	Yes Supports Credit Checker	" APPLY FOR "
See opinions	61 - 120 days term	$ 50 - $ 300 maximum first loan	Yes free first loan	Yes Supports Credit Checker	" APPLY FOR "
See opinions	6 - 60 months term	$ 500 - $ 10,000 maximum first loan	Yes ? varies by lender free first loan	Yes Supports Credit Checker	" APPLY FOR "
See opinions	2 - 3 months term	$ 50 - $ 750 maximum first loan	Yes free first loan	Yes Supports Credit Checker	" APPLY FOR "
See opinions	1 - 60 months ? Even from 7 days term	$ 50 - $ 9,000 maximum first loan	No free first loan	Yes Supports Credit Checker	" APPLY FOR "
See opinions	5 - 30 days term	$ 50 - $ 1,000 maximum first loan	Yes free first loan	Yes Supports Credit Checker	" APPLY FOR "
See opinions	5 - 62 days term	$ 100 - $ 400 maximum first loan	Yes ? Up to € 300 free first loan	Yes Supports Credit Checker	" APPLY FOR "
See opinions	2 - 3 months term	$ 50 - $ 750 maximum first loan	Yes free first loan	Yes Supports Credit Checker	" APPLY FOR "
See opinions	5 - 30 days term	$ 100 - $ 1,000 maximum first loan	Yes free first loan	Yes Supports Credit Checker	" APPLY FOR "
See opinions	1 - 48 months term	$ 50 - $ 5,000 maximum first loan	Yes free first loan	Yes Supports Credit Checker	" APPLY FOR "
See opinions	10 - 34 days term	$ 300 - $ 500 maximum first loan	No free first loan	Yes Supports Credit Checker	" APPLY FOR "
See opinions	5 - 31 days term	$ 50 - $ 500 maximum first loan	Yes free first loan	Yes ? Your debt must not be more than 1500 $ Supports Credit Checker	" APPLY FOR "
See opinions	18 months term	$ 100 - $ 1,000 maximum first loan	No free first loan	Yes Supports Credit Checker	" APPLY FOR "

We want to explain what immediate online loans are and how they work . At Taichi Arts we not only analyze the conditions of each immediate loan entity, we also explain the important concepts that you should know before applying for a fast loan online.

Immediate online loan: what is it?

Immediate loans are quick loans that can be of all kinds of amounts , from small loans as a payroll advance to large loans. They also have the particularity of being very easy to request and being able to do it completely online, without having to move from home. Most entities operate 24 hours a day, 7 days a week , which means that you can request a quick loan even on weekends and holidays.

In this system , paperwork is reduced to the maximum , although you may have to present an official document to be able to formalize the quick loan. In this sense, we have one of the greatest banking innovations of the moment with credit history validation tools and official documents such as Instantor.

Another of the peculiarities of immediate online loans is that most entities do not request guarantees or mortgage guarantees, as well as not having to declare what the use of the money will be. Also, if you are in a delinquent file such as Credit Checker or RAI, you can also apply for a quick loan online.

Differences between immediate online loans and conventional loans

Why can an immediate loan be useful for you? Basically, both products are based on the same concept: to borrow money and return it within the terms agreed between the lender and the client.

From there, there are quite large differences between loans granted by banks and fast online loans.

1. Easy management: managing the process of a personal loan is very simple and you can do it in a short time, directly from your mobile phone or your computer . You will not have to travel and it is even possible to do it at any time of the day and any day of the week.
2. Quick money : between the start of the application and the deposit in your account, it may take less than 15 minutes . If your need for money is really urgent, this is the simplest way of all.
3. Free money : Yes! Some fast credit institutions online offer free money, that is, you will not pay interest . This offer is made the first time we request a quick loan, or as a reward if we are good clients.
4. You build a credit history : by requesting a personal loan and paying it back on time, you build a credit history that in the future can serve you to obtain better conditions for your credits.
5. It is easy to access small amounts : bank loans are usually granted for relatively large amounts and with justification of all expenses. Fast online loans are also made for much more modest amounts, usually less than € 1000, and without it being necessary to justify what it is going to spend on. Of course, there are fast loan entities on the internet that offer very large amounts.
6. Also without endorsements or guarantees : to request a fast online loan, it is not an essential requirement to present guarantees or guarantees, something unthinkable in traditional bank loans.
7. Credit Checker or RAI is accepted : being part of a delinquent file should not be an impediment to access immediate financing. There are entities dedicated to granting loans online with Credit Checker or RAI.
8. If you are late, nothing happens . If you cannot afford a payment, you can negotiate the delay with your lender.
9. Wide range of options : there are hundreds of online credit institutions dedicated to offering fast loans with multiple possibilities in terms of interest, with or without collateral, repayment terms and amounts.

How do quick loans work?

Instant online loans are high-risk products for the financial institutions that grant them. Keep in mind that, in the processing of many of these fast loans, they will not request guarantees or guarantees and they expose themselves to the person to whom they have lent the money not being able to fulfill the commitment acquired.

To avoid unnecessary risks, the entities dedicated to fast online loans review the payment capacity of the person requesting the loan , verifying if there is a fixed income, if fast loans have been previously requested and if the established deadlines have been met ...

We always recommend that you only request the amount you need and that you can face its return. But if you cannot face its return, you can always open a recovery negotiation such as postponing the payment of the fee or fees that you have pending.

In summary, an immediate loan online works like this :

1. You enter the website of the fast loan entity presented in one of the Taichi Arts rankings.
2. You enter the total amount you want to order and the return period.
3. You register with your data such as: name, surname, email, etc.
4. Fill in the form and send your request.
5. If it is approved, you will receive information about the repayment terms and conditions of the personal loan.
6. You will receive the money in your bank account within the expected period.

Loan in 15 minutes, is it possible?

Yes! It is entirely possible to apply for a loan in 15 minutes. In a world where everything is fast and immediate and everything is just a click away, many entities dedicated to immediate online loans work to reduce the time of requesting a fast online loan to the maximum.

Some of them offer the possibility of receiving the loan money in our bank account in less than 15 minutes . How is it possible? To be able to receive an immediate loan online in 15 minutes or less, it is necessary that the amount is small and that it be repaid within a period of up to 30 days. In this way, the entire authentication and validation process is done much faster and there will not be the usual delays.

Also, if you use tools like Instantor in the validation process, the application time for your immediate loan can be even shorter . Instantor is an online tool that allows us to validate our personal identity only once and link it to a credit identity based on our banking history and our online loan application history.

What are the interest rates on fast loans?

In the United States, interest is based on TIN and APR rates . The entities that grant immediate loans always report the interest that you are going to pay before formalizing credit.

These percentages can change depending on the type of customer you are. If you have an impeccable credit history, then you may be able to get a better loan. If, on the other hand, you have a considerable history of defaults or you are in a delinquent file, then it is possible that the interests are higher.

Some entities offer the first free interest-free loan as a claim for new clients , which implies that you will not have to pay interest of any kind, just return the borrowed money. This claim is also offered to good customers.

Remember that the interest calculation is made not only on the amount, but also on the time it takes to return the full amount. Immediate loans are inexpensive for the client if they are repaid in relatively short terms , whenever possible.

So we recommend that you return the requested amount within the minimum term offered, without forgetting that, if you cannot return the amount on the set day, you can negotiate an extension of the payment of the installment or a quick loan refund.

Requirements and conditions to request an immediate online loan

The requirements and conditions to apply for a fast loan online may vary from entity to entity. Although the most common are:

• Be over 18 and under 70
• Reside in United States
• Have valid documentation such as DNI, Passport or NIE
• Be the holder of a current bank account
• Have an active phone number and email account

Can I request a quick loan if I am in Credit Checker?

The answer is yes , but the procedure is not as light as online loans in 15 minutes. In this case you will have to resort to entities specialized in loans for people who are in a defaulter registry.

The procedure to request an immediate loan may vary between entities , but you may need to present a guarantee to be able to access a fast loan online. Some entities offer a loan for your car that meets certain age and mileage requirements. Other entities will request the endorsement of another person and some will request a mortgage guarantee if necessary.

You must follow these steps to request a quick loan with Credit Checker:

1. Enter the loan entity's page with RAI or Credit Checker
2. Indicate in the simulator the amount you need and the time in which you are going to return it
3. Register or access the client area with your user and fill out the request form
4. You will receive a call from an operator who will guide you throughout the process
5. After this call, you will receive an email, mobile or phone call with the confirmation or denial of your online loan.

Steps to apply for an immediate loan online

The procedure to request an immediate loan online lasts a few minutes and is very standard:

1. Enter the website of the entity that makes the quick loan.
2. Indicate in the simulator both the total amount and the time it will take to return it.
3. Click on ' Request ' and start the registration process indicating your personal data.
4. An operator will contact you through a call or text message to confirm all your details .
5. Once your data is confirmed, you will be notified of the loan approval and the deposit in the bank account.

Keep in mind that some entities work directly with certain banks, which allows us to see the amount of the loan requested reflected in our account in a few minutes . If not, the bank can delay the deposit into your account for up to 24 hours.

Questions and Answers about immediate loans