Immediate loans

Looking for quick financing? Now you don't need to spend time visiting each bank and lender separately. Online loans have come to revolutionize our finances. Best of all, online loans will allow you to find a solution adapted to your needs and preferences. Faced with so much offer, a credit and loan comparison is vital to approach the most reliable companies and with the best financing conditions. At Taichi Arts we will help you find the cheapest and most solid solution for your financial situation.

Offer of fast loans online

Last update: 11 November 2020
Ranking created based on the most frequently granted loans
7 - 30 days
term
$ 50 - $ 300
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
1 - 48 months
term
$ 50 - $ 7,500
maximum first loan
No
free first loan
No
Supports Credit Checker
" APPLY FOR "
91 - 120 days
term
$ 100 - $ 1,000
maximum first loan
Yes
? Varies by lender
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
61 - 120 days
term
$ 50 - $ 300
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
6 - 60 months
term
$ 500 - $ 10,000
maximum first loan
Yes
? varies by lender
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
2 - 3 months
term
$ 50 - $ 750
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
1 - 60 months
? Even from 7 days
term
$ 50 - $ 9,000
maximum first loan
No
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
5 - 30 days
term
$ 50 - $ 1,000
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
5 - 62 days
term
$ 100 - $ 400
maximum first loan
Yes
? Up to € 300
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
2 - 3 months
term
$ 50 - $ 750
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
5 - 30 days
term
$ 100 - $ 1,000
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
1 - 48 months
term
$ 50 - $ 5,000
maximum first loan
Yes
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
10 - 34 days
term
$ 300 - $ 500
maximum first loan
No
free first loan
Yes
Supports Credit Checker
" APPLY FOR "
5 - 31 days
term
$ 50 - $ 500
maximum first loan
Yes
free first loan
Yes
? Your debt must not be more than 1500 $
Supports Credit Checker
" APPLY FOR "
18 months
term
$ 100 - $ 1,000
maximum first loan
No
free first loan
Yes
Supports Credit Checker
" APPLY FOR "

We want to explain what immediate online loans are and how they work . At Taichi Arts we not only analyze the conditions of each immediate loan entity, we also explain the important concepts that you should know before applying for a fast loan online.

Immediate online loan: what is it?

Immediate loans are quick loans that can be of all kinds of amounts , from small loans as a payroll advance to large loans. They also have the particularity of being very easy to request and being able to do it completely online, without having to move from home. Most entities operate 24 hours a day, 7 days a week , which means that you can request a quick loan even on weekends and holidays.

In this system , paperwork is reduced to the maximum , although you may have to present an official document to be able to formalize the quick loan. In this sense, we have one of the greatest banking innovations of the moment with credit history validation tools and official documents such as Instantor.

Another of the peculiarities of immediate online loans is that most entities do not request guarantees or mortgage guarantees, as well as not having to declare what the use of the money will be. Also, if you are in a delinquent file such as Credit Checker or RAI, you can also apply for a quick loan online.

Differences between immediate online loans and conventional loans

Why can an immediate loan be useful for you? Basically, both products are based on the same concept: to borrow money and return it within the terms agreed between the lender and the client.

From there, there are quite large differences between loans granted by banks and fast online loans.

Immediate loans online
  1. Easy management: managing the process of a personal loan is very simple and you can do it in a short time, directly from your mobile phone or your computer . You will not have to travel and it is even possible to do it at any time of the day and any day of the week.
  2. Quick money : between the start of the application and the deposit in your account, it may take less than 15 minutes . If your need for money is really urgent, this is the simplest way of all.
  3. Free money : Yes! Some fast credit institutions online offer free money, that is, you will not pay interest . This offer is made the first time we request a quick loan, or as a reward if we are good clients.
  4. You build a credit history : by requesting a personal loan and paying it back on time, you build a credit history that in the future can serve you to obtain better conditions for your credits.
  5. It is easy to access small amounts : bank loans are usually granted for relatively large amounts and with justification of all expenses. Fast online loans are also made for much more modest amounts, usually less than € 1000, and without it being necessary to justify what it is going to spend on. Of course, there are fast loan entities on the internet that offer very large amounts.
  6. Also without endorsements or guarantees : to request a fast online loan, it is not an essential requirement to present guarantees or guarantees, something unthinkable in traditional bank loans.
  7. Credit Checker or RAI is accepted : being part of a delinquent file should not be an impediment to access immediate financing. There are entities dedicated to granting loans online with Credit Checker or RAI.
  8. If you are late, nothing happens . If you cannot afford a payment, you can negotiate the delay with your lender.
  9. Wide range of options : there are hundreds of online credit institutions dedicated to offering fast loans with multiple possibilities in terms of interest, with or without collateral, repayment terms and amounts.

How do quick loans work?

Instant online loans are high-risk products for the financial institutions that grant them. Keep in mind that, in the processing of many of these fast loans, they will not request guarantees or guarantees and they expose themselves to the person to whom they have lent the money not being able to fulfill the commitment acquired.

To avoid unnecessary risks, the entities dedicated to fast online loans review the payment capacity of the person requesting the loan , verifying if there is a fixed income, if fast loans have been previously requested and if the established deadlines have been met ...

We always recommend that you only request the amount you need and that you can face its return. But if you cannot face its return, you can always open a recovery negotiation such as postponing the payment of the fee or fees that you have pending.

In summary, an immediate loan online works like this :

  1. You enter the website of the fast loan entity presented in one of the Taichi Arts rankings.
  2. You enter the total amount you want to order and the return period.
  3. You register with your data such as: name, surname, email, etc.
  4. Fill in the form and send your request.
  5. If it is approved, you will receive information about the repayment terms and conditions of the personal loan.
  6. You will receive the money in your bank account within the expected period.

Loan in 15 minutes, is it possible?

Yes! It is entirely possible to apply for a loan in 15 minutes. In a world where everything is fast and immediate and everything is just a click away, many entities dedicated to immediate online loans work to reduce the time of requesting a fast online loan to the maximum.

Some of them offer the possibility of receiving the loan money in our bank account in less than 15 minutes . How is it possible? To be able to receive an immediate loan online in 15 minutes or less, it is necessary that the amount is small and that it be repaid within a period of up to 30 days. In this way, the entire authentication and validation process is done much faster and there will not be the usual delays.

Also, if you use tools like Instantor in the validation process, the application time for your immediate loan can be even shorter . Instantor is an online tool that allows us to validate our personal identity only once and link it to a credit identity based on our banking history and our online loan application history.

What are the interest rates on fast loans?

In the United States, interest is based on TIN and APR rates . The entities that grant immediate loans always report the interest that you are going to pay before formalizing credit.

These percentages can change depending on the type of customer you are. If you have an impeccable credit history, then you may be able to get a better loan. If, on the other hand, you have a considerable history of defaults or you are in a delinquent file, then it is possible that the interests are higher.

Some entities offer the first free interest-free loan as a claim for new clients , which implies that you will not have to pay interest of any kind, just return the borrowed money. This claim is also offered to good customers.

Remember that the interest calculation is made not only on the amount, but also on the time it takes to return the full amount. Immediate loans are inexpensive for the client if they are repaid in relatively short terms , whenever possible.

So we recommend that you return the requested amount within the minimum term offered, without forgetting that, if you cannot return the amount on the set day, you can negotiate an extension of the payment of the installment or a quick loan refund.

Requirements and conditions to request an immediate online loan

The requirements and conditions to apply for a fast loan online may vary from entity to entity. Although the most common are:

  • Be over 18 and under 70
  • Reside in United States
  • Have valid documentation such as DNI, Passport or NIE
  • Be the holder of a current bank account
  • Have an active phone number and email account

Can I request a quick loan if I am in Credit Checker?

The answer is yes , but the procedure is not as light as online loans in 15 minutes. In this case you will have to resort to entities specialized in loans for people who are in a defaulter registry.

The procedure to request an immediate loan may vary between entities , but you may need to present a guarantee to be able to access a fast loan online. Some entities offer a loan for your car that meets certain age and mileage requirements. Other entities will request the endorsement of another person and some will request a mortgage guarantee if necessary.

You must follow these steps to request a quick loan with Credit Checker:

  1. Enter the loan entity's page with RAI or Credit Checker
  2. Indicate in the simulator the amount you need and the time in which you are going to return it
  3. Register or access the client area with your user and fill out the request form
  4. You will receive a call from an operator who will guide you throughout the process
  5. After this call, you will receive an email, mobile or phone call with the confirmation or denial of your online loan.

Steps to apply for an immediate loan online

The procedure to request an immediate loan online lasts a few minutes and is very standard:

  1. Enter the website of the entity that makes the quick loan.
  2. Indicate in the simulator both the total amount and the time it will take to return it.
  3. Click on ' Request ' and start the registration process indicating your personal data.
  4. An operator will contact you through a call or text message to confirm all your details .
  5. Once your data is confirmed, you will be notified of the loan approval and the deposit in the bank account.

Keep in mind that some entities work directly with certain banks, which allows us to see the amount of the loan requested reflected in our account in a few minutes . If not, the bank can delay the deposit into your account for up to 24 hours.

Quick loan application process

Questions and Answers about immediate loans

⭐️ What are immediate loans?

They are fast personal loans offered by credit institutions through the internet that require little paperwork, which are usually granted in terms that can range from 15 minutes to 24 hours and that must be repaid in very short terms, usually less than 30 days.

⭐️ Is it possible to receive a loan in 15 minutes?

Yes! Some entities that are dedicated to immediate loans online offer the possibility of obtaining a loan in just 15 minutes. An easy solution that requires very little paperwork and designed to give us immediate liquidity.

⭐️ I'm in Credit Checker, can I get a quick online credit?

Clear! The great drawback of Credit Checker or RAI is that it greatly complicates access to traditional bank credit, but there are financial entities dedicated to immediate online credits that offer financing for people in a delinquent file.

⭐️ Is it easy to request an immediate loan online?

The popularity of these quick loans would not be possible without the speed with which they can be obtained. The procedure that these entities use is very fast and reduces paperwork to a minimum and, normally, you will not have to give explanations about the purpose of the loan.

⭐️ What is the difference between an immediate loan and a traditional loan?

The main difference is in the conditions. The traditional loan can be obtained in the bank where we have the checking account and always after presenting a lot of paperwork, in addition to justifying its objective.
Immediate loans do not require as much paperwork or justification and, as they can be ordered online, the range of possibilities is much wider. You won't have to settle for just one option and at Taichi Arts we recommend the best ones.

Javier

22.02.2020

It's been a few years since my company has had the best financial time of all and there were some arrears in payroll payments. This led me to wonder if there was any way to get quick cash until my payroll was paid. Thanks to the professional help that I found here, I was able to decide with which company I would request a quick loan to cover my day to day life until the situation of my company improves.

Sara

16.05.2020

There are so many offers, so many banks and so much information that it is difficult to know what they offer or what the conditions of the different loans are. My partner and I decided to look for the best offer and we found ourselves lost in thousands of proposals. Thanks to pages like Taichi Arts, we were able to get an orientation to know what to do. Everything has been easier since then.

Pablo

2.06.2020

I never thought I would have to use fast loan services, but one day the car just left me on the road. To my surprise, the repair was not cheap and I had to find solutions to pay for it. So I came to Taichi Arts, where I consulted their ranking of the best fast loans and in just 24 hours I already had the money for the repair.

Cristina

07.22.2019

We had money saved for the holidays, but at the last minute the hotel canceled our reservation. With almost no margin, we looked for an alternative, but this was more expensive. So we looked at the best loans available at Taichi Arts and soon found an easy way to get the money we were missing and pay it back even before we returned from our vacation.

Ruth

2.11.2019

After many years we decided to make renovations at home, but the budget was escaping what we had budgeted for. Surfing the internet we came to Taichi Arts, where we discovered online microloans and how easy it could be to have a flexible credit that could be used on the go. Almost without realizing it, we paid for our reform and comfortably repaid the credit.

Luis

13.12.2019

A misunderstanding with the phone company led me to a Credit Checker file and, from there, to not being able to apply for a loan of any kind. So while I was starting the paperwork to get out of Credit Checker, I had to apply for a loan to deal with an urgent repair in the kitchen. Thanks to Taichi Arts I found what financing options exist for people in my situation.

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